Foreclosure Hurts. We Can Help.

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The people we help avoid foreclosure aren't bad people. They are people who are being divorced from. They are people who lost their jobs. They are people who lost a loved one. Foreclosure is a stressful time, but it doesn't have to be. There are new options to help those facing foreclosure. Some can get paid by their lender to sell their home. Some can even sell their home to a non-profit, stay in the home as a renter, then purchase the home back, at a much discounted cost compared to what they owed on it.
So please, let us answer all of your questions. Our services are free to you. We've helped others. Let us help you.
http://shortsaletopagent.blogspot.com/p/cant-make-your-mortgage-payment-get.html

I strongly believe that a SHORT SALE is your best possible option if you are dealing with a frustrating mortgage! I have seen it liberate so many people and set them on the path for better home ownership, conquering debt and relieving much of the stress that was in their life! For a FREE consultation to see if a SHORT SALE or a LOAN MODIFICATION is right for you, do not hesitate to CALL ME at 661-706-6922!

Can't Make Your Mortgage Payment? Get PAID To Sell Your Home!

If you are having difficulty making your mortgage payment, then there are options for you! You may qualify to actually get PAID to sell your home, even if you owe more than you think your home is currently worth! This option has been a relief to so many distressed homeowners who are not bad people, they are simply people who have experienced a bad situation because of the economy and housing market- just like you. Why not get rid of this heavy burden off your back and move on to better things? Simply fill out the info at this form and we will gladly follow up with you and see what we can do. IF YOU OWN A HOME IN CALIFORNIA, WE CAN HELP YOU!

   CLICK HERE TO FILL OUT THE FORM TO SEE IF YOU QUALIFY!


 I strongly believe that a SHORT SALE is your best possible option if you are dealing with a frustrating mortgage! I have seen it liberate so many people and set them on the path for better home ownership, conquering debt and relieving much of the stress that was in their life! For a FREE consultation to see if a SHORT SALE or a LOAN MODIFICATION is right for you, do not hesitate to CALL ME at 661-706-6922!

I WANT TO HELP YOU AVOID FORECLOSURE!

Part of my business in helping people avoid foreclosure is calling homeowners who have received Notices of Default ("N.O.D.s") or Notices of Trustee Sales ("N.O.T.s") and try my best to explain to them what I can do for them, often completely free of charge. Often I hear the response, "ok, I'll get back to you." I stress the importance of taking care of the problem as soon as possible- the relief one feels knowing the problem is being worked on by someone else on your behalf is SO POWERFUL, my clients have told me.

And yet I still hear it- people think that by avoiding the problem it will go away. IT WON'T GO AWAY. Going through my list last night I noticed another person I have spoken to and who told me, "ok, I'll get back to you" had been foreclosed on. The bank had sold their home to an investor, who promptly told them to leave, put their house for sale, and is selling it at a decent profit. The homeowner now has a foreclosure on her credit score, and was probably kicked to the curb with nothing. If she allowed me to assist her, not only could I have enabled her to stay in her home many more months (because the banks take so long with the short sale approval process), I could have also probably negotiated her to be PAID by her bank! My recent clients have received $3000, $5000 and over $7000 to short sale their homes through me. I have been able to also keep them in their homes an additional 8 months, 6 months and 11 months! So, please, with all sincerity, PLEASE let me discuss with you your options. I can probably help you in your current situation. I have spoken to hundreds of homeowners, and only a few didn't qualify for a short sale. I can short sale any home in California. The most important factor in successfully selling a short sale is an agent who is strong and experienced in negotiating with banks. We know what it takes to deal with Bank of America, Countrywide (now BofA also), Wells Fargo, Washington Mutual/Wachovia (now Wells Fargo also), Chase, Citi, GMAC, Credit Unions, Ocwen, Quality Loan and dozens of others. We know what is expected and how to talk to the negotiators, so you don't have to! Keep in touch with your bank if you like, but let ME deal with the talks that cause headaches.

IF YOU ARE IN CALIFORNIA, I CAN HELP YOU! IF YOU ARE IN ANOTHER STATE, WE CAN REFER YOU TO ANOTHER POWERFUL SHORT SALE AGENT THROUGH OUR NETWORK! LET TODAY BE THE DAY! LET ME HELP YOU!

I strongly believe that a SHORT SALE is your best possible option if you are dealing with a frustrating mortgage! I have seen it liberate so many people and set them on the path for better home ownership, conquering debt and relieving much of the stress that was in their life! For a FREE consultation to see if a SHORT SALE or a LOAN MODIFICATION is right for you, do not hesitate to CALL ME at 661-706-6922!

Bakersfield California Real Estate Market November 2012

Bakersfield California Real Estate. Number of homes on market compared to number of homes sold per month. Average price per square foot. Number of days on market. Sold price compared to list price percentage. Average price of homes for sale compared to average price of homes sold per same month. Months of inventory of homes for sale. We can short sale or loan modify any home in California. Mike Towers. Miramar International Real Estate.

I strongly believe that a SHORT SALE is your best possible option if you are dealing with a frustrating mortgage! I have seen it liberate so many people and set them on the path for better home ownership, conquering debt and relieving much of the stress that was in their life! For a FREE consultation to see if a SHORT SALE or a LOAN MODIFICATION is right for you, do not hesitate to CALL ME at 661-706-6922!

Short Sale Testimony - Clients PAID $5000 By The Bank!

I've heard lots of horror stories about short sales; if you didn't get the right person things could go wrong. After trying to modify my home and getting nowhere, I finally decided I had no other options but to short sale my home. This was a difficult decision and I wanted the best person around. I wanted someone I could trust, who was understanding, knowledgeable and would work around my schedule. I was told Mike Towers was the best, so I chose him. I really appreciate Mike because he was so patient and explained everything in full, He answered any questions I had throughout the process. I talked to others doing the same thing and some expressed how they wished they would have known about Mike. Mike was able to get us $5000 to relocate, others were promised money but say they never received it because their agent forgot to do something. Thank you Mike for making this transaction as smooth as could be and for a great job done.. Mr & Mrs V*****

I strongly believe that a SHORT SALE is your best possible option if you are dealing with a frustrating mortgage! I have seen it liberate so many people and set them on the path for better home ownership, conquering debt and relieving much of the stress that was in their life! For a FREE consultation to see if a SHORT SALE or a LOAN MODIFICATION is right for you, do not hesitate to CALL ME at 661-706-6922!

Sell Your Bakersfield Home As A Short Sale Today!

Yes, we also sell regular owner homes as well. If you want your home sold fast and for top dollar, give us a call.

If you are dealing with a frustrating home mortgage, let us take on the stress for you! We can help you sell your home quickly, avoid foreclosure, salvage your credit, get you paid by the bank, save thousands in monthly mortgage payments, give you time to move and set you on track to being able to purchase a home again sooner than if you simply ignored the problem. We can talk to the bank on your behalf! We have negotiated thousands of dollars to be paid to them by the banks, and we can do the same for you as well.

The last escrow that closed recently got paid $5000 to relocate from their home, after missing their monthly mortgage payment for approximately THIRTEEN MONTHS! We also negotiated their home equity second so that the bank forgave the remaining amount, agreeing to NOT pursue the sellers for the difference! Let us do the same for you also!

I strongly believe that a SHORT SALE is your best possible option if you are dealing with a frustrating mortgage! I have seen it liberate so many people and set them on the path for better home ownership, conquering debt and relieving much of the stress that was in their life! For a FREE consultation to see if a SHORT SALE or a LOAN MODIFICATION is right for you, do not hesitate to CALL ME at 661-706-6922!

FHA Guidelines Changing SOON, So Buy That House or Refinance NOW!

The cost to get an FHA loan is going UP. And SOON. Federal Housing Administration loans were created to help first time homebuyers purchase a home with a lower down payment than with a traditional Conventional Loan. Typical Conventional loans require a 20% down payment, while an FHA loan only requires a 3.5% minimum. For example, every $100,000 in purchase price for your home will cost you $20,000 in down payment for a Conventional loan, while it will only cost $3,500 in down payment for an FHA loan. That with the market's understanding that FHA buyers usually also do not have enough for closing costs, sellers usually accept paying up to 3% for the buyer's closing costs (another $3000 per $100k purchase price) with an FHA loan. With an FHA loan, however, you have to pay Mortgage Insurance. It currently is arranged that, once you pay off 20% of the value of the loan, you can stop paying mortgage insurance. That is changing, sometime in 2013. This will make it even more expensive for first time homebuyers to purchase a home, as this will now last throughout the life of the loan. As in 30 years.

More info in this article: http://www.housingwire.com/rewired/hud-revises-fha-mortgage-insurance-cancellation-plans

I strongly believe that a SHORT SALE is your best possible option if you are dealing with a frustrating mortgage! I have seen it liberate so many people and set them on the path for better home ownership, conquering debt and relieving much of the stress that was in their life! For a FREE consultation to see if a SHORT SALE or a LOAN MODIFICATION is right for you, do not hesitate to CALL ME at 661-706-6922!